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Post Falls woman receives up to 5 years for insurance fraud
IBR STAFF//November 4, 2025//
(PHOTO: DEPOSITPHOTOS.COM)
Post Falls woman receives up to 5 years for insurance fraud
IBR STAFF//November 4, 2025//
Last month, a woman was sentenced after being found guilty of two felony counts of insurance fraud.
At a Glance:
- Michelle Stone of Post Falls convicted of two felony fraud counts
- Sentenced to supervised probation and community service
- Investigation revealed falsified burglary photos in insurance claim
- Officials stress fraud drives up costs for honest policyholders
Michelle Stone, of Post Falls, was sentenced in Kootenai County District Court and given supervised probation in favor of up to five years in prison. Stone also must complete 150 hours of community service and pay restitution, court costs and related fines.
The Idaho Department of Insurance Fraud Unit investigated Stone after she reported an alleged burglary to the Post Falls Police Department and filed a claim with Allstate Insurance. Stone supplied the insurance company with photographs purporting to show evidence of the burglary, however, investigators determined the photos were taken after the date of burglary.
“This case demonstrates the importance of thorough investigation and cooperation between law enforcement and the Department of Insurance,” said Dean Cameron, director of IDOI. “Insurance fraud is a serious crime that affects every honest policyholder through higher premiums.”
Stone was tried on July 9, 2025, and sentenced on Oct. 14, 2025.
Suspected insurance fraud can be reported at doi.idaho.gov or by calling 1-866-939-7226.
